Simply a budget is a list of our income and expenses.
Most of us know what our income is, but how about your expenses? Prehaps you have delayed doing a budget because you fear how much debt you are in and by not doing one you can stay in denial.Doing a budget is the first step towards financial freedom.
Rule 1: To become financially free you need spend less than you earn.
A budget needs no specicfic format just list all your accounts and how much is due each month. Once you have accumulated the information list how much you owe each company from the largest amount down to the smallest amount.
Monday, January 5, 2009
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